With the Ralphs Rewards World Mastercard, Cardmembers earn
$50 Cash Back¹

The Ralphs Rewards World Mastercard^® gives you unlimited rewards. Every 1,000 points = $5 in free groceries.

1 Rewards Point per eligible net $1 spent anywhere² Mastercard is accepted.

2 Rewards Points per eligible net $1 spent in Ralphs and all Kroger^® Family of Companies (excluding fuel centers).

3 Rewards Points per eligible net $1 on the Ralphs and Kroger Family of Companies Own Brand Products.

Ralphs REWARDS World MasterCard credit card

Ralphs Rewards World Mastercard^® benefits

Earn $50 cash back when you apply for the Ralphs Rewards World Mastercard�, get approved and make your first purchase with your Ralphs Rewards World Mastercard�¹

No annual fee.

Earn free groceries with every eligible net purchase.²

See how quickly your Rewards Points add up!³

Q1.How much do you spend per month outside our stores?

$2500

Q2.How much do you spend per month on all purchases at our stores? (excluding fuel and Ralphs and Kroger Family of Companies Own Brand Products)

$500

Q3.How much do you spend per month on Ralphs and Kroger Family of Companies Own Brand Products?

$250

Every quarter you could earn

Rewards Points

$ each quarter

Ralphs Rewards World Mastercard^®

Apply now

Skip to Legal Disclosures

Site Map

U.S. Bank may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Account must be open and in good standing to earn and redeem rewards and benefits. Subject to credit approval. If approved, please refer to the Cardmember Agreement included with your card at the time of opening.

¹ For a limited time only. Subject to credit approval. Must submit application, be approved for the Ralphs Rewards World Mastercard® and make a first purchase with your Ralphs Rewards World Mastercard® to earn the $50 cash back. Offer only good for new Cardmembers only. The $50 cash back will be applied as a statement credit on your Account. Please allow 6-8 weeks after the first purchase for your statement credit to be awarded. A statement credit will appear on your Ralphs Rewards World Mastercard® billing statement.

Return to Text

² Subject to credit approval. Earn Rewards Points toward free groceries. Rewards Points are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible for Rewards Points, such as Advances, Balance Transfers, and Convenience Checks. You may not redeem Rewards Points, and you will immediately lose all of your Rewards Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). Rewards Points expire after 24 months. Purchases made at The Kroger Family of Companies Fuel Centers do not earn Rewards Points or fuel points. Rewards sent automatically only to balances greater than or equal to 1,000 Rewards Points, if your Account is open and in good standing. Rewards Certificates cannot be redeemed at Fuel Centers.

Return to Text

³ Chart represents example points only.

Return to Text

Ralphs Rewards World Mastercard®

With the Ralphs Rewards World Mastercard, Cardmembers earn$50 Cash Back1

Ralphs Rewards World Mastercard® benefits

See how quickly your Rewards Points add up!3

Ralphs Rewards World Mastercard®

Ralphs Rewards World Mastercard^®

With the Ralphs Rewards World Mastercard, Cardmembers earn
$50 Cash Back¹

Ralphs Rewards World Mastercard^® benefits

See how quickly your Rewards Points add up!³

Ralphs Rewards World Mastercard^®