The Ralphs Rewards World Mastercard® gives you unlimited rewards. Every 1,000 points = $5 in free groceries.

1

1 Rewards Point per eligible net $1 spent anywhere1 Mastercard is accepted.

2

2 Rewards Points per eligible net $1 spent in Ralphs and all Kroger® Family of Companies (excluding fuel centers).

3

3 Rewards Points per eligible net $1 on the Ralphs and Kroger Family of Companies Own Brand Products.

Ralphs REWARDS World MasterCard credit card

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Ralphs Rewards World Mastercard® benefits

Credit card statement credit

Earn $50 cash back when you apply for the Ralphs Rewards World Mastercard®, get approved and make your first purchase with your Ralphs Rewards World Mastercard®2

no annual fee credit card

No annual fee.

grocery rewards credit card

Earn free groceries with every eligible net purchase.1

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See how quickly your Rewards Points add up!

Q1.How much do you spend per month outside our stores?

$2500

Q2.How much do you spend per month on all purchases at our stores? (excluding fuel and Ralphs and Kroger Family of Companies Own Brand Products)

$500

Q3.How much do you spend per month on Ralphs and Kroger Family of Companies Own Brand Products?

$250
Every quarter you could earn
 Rewards Points
$ each quarter
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U.S. Bank may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

©2019 U.S. Bank National Association. All rights reserved.

Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, please refer to your Cardmember Agreement for additional information.


1 Earn Rewards Points toward free groceries. Rewards Points are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible for Rewards Points, such as Advances, Balance Transfers, and Convenience Checks. You may not redeem points, and you will immediately lose all of your points, if your Account is closed to future transactions (including, but not limited to, Program misuse, failure to pay, bankruptcy, or death). Purchases made at The Kroger Family of Companies Fuel Centers do not earn Rewards Points. Rewards sent automatically only to balances greater or equal to 1,000 Rewards Points, if your Account is open and in good standing. Rewards Certificates cannot be redeemed at Fuel Centers. Upon approval, see your Cardmember Agreement for details.
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2 For a limited time only.  Subject to credit approval.  Must submit application, be approved for the Ralphs Rewards World Mastercard® and make a first purchase with your Ralphs Rewards World Mastercard® to earn the $50 cash back.  Offer only good for new Cardmembers only.  The $50 cash back will be applied as a statement credit on your Account.  Please allow 6-8 weeks after the first purchase for your statement credit to be awarded.  A statement credit will appear on your Ralphs Rewards World Mastercard® billing statement.  Account must be open and in good standing to receive this statement credit.  Upon approval, please refer to your Cardmember Agreement for additional information.
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