Earn free groceries faster1

Everyday rewards for everyday shopping1 when you use the Ralphs Rewards World Mastercard®.

  • 1 point per eligible net $1 spent anywhere1 Mastercard is accepted
  • 2 points per eligible net $1 spent in Ralphs stores
  • 3 points per eligible net $1 spent on our Family of Store Brands
  • Every 1,000 points = $5 in Rewards Certificates
Ralphs Rewards World Mastercard

Learn more about the benefits of the Ralphs Rewards World Mastercard®.

Do more with Online Banking.

Secure account access available 24/7.

  • View your balances, transactions and account statements
  • Enroll in Online Statements
  • Make online payments or set up recurring AutoPay
  • Enroll in security and account alerts via email or text messages2
  • Use your Web-enabled mobile device to view your account3
  • View your pending Rewards Points

Enroll in Online Banking today!

Log in to Online Banking
Enroll now in Online Banking

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U.S. Bank may change APRs, fees and other Account terms in the future based on your experience with U.S. Bank National Association as provided under the Cardmember Agreement and applicable law.

The creditor and issuer of the Ralphs Rewards World Mastercard® is U.S. Bank National Association, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

 ©2018  U.S. Bank National Association. All rights reserved.

Account must be open and in good standing to earn and redeem rewards and benefits.  Upon approval, please refer to your Cardmember Agreement for additional information.


1 Earn Rewards Points toward free groceries. Rewards Points are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible for Rewards Points, such as Advances, Balance Transfers, and Convenience Checks. You may not redeem points, and you will immediately lose all of your points, if your Account is closed to future transactions (including, but not limited to, Program misuse, failure to pay, bankruptcy, or death). Purchases made at The Kroger Family of Companies Fuel Centers do not earn Rewards Points. Rewards sent automatically only to balances greater or equal to 1,000 Rewards Points, if your Account is open and in good standing. Rewards Certificates cannot be redeemed at Fuel Centers. Upon approval, see your Cardmember Agreement for details.
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2 You may be charged access rates by your carrier, dependent on your individual plan. Check with your carrier for details on specific fees and charges.
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3 The U.S. Bank Mobile app is free to download. Your mobile carrier may charge access fees depending upon your individual plan. Check with your carrier for specific fees and charges.
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