Improvements Coming!

While we’re working on exciting and new improvements to the Ralphs Rewards World Mastercard credit card, applications are temporarily unavailable. Please come back after Tuesday, October 26th to see the changes we’ve made and apply for your new credit card so you can start earning cash back!

The Ralphs Rewards World Mastercard® gives you unlimited rewards. Every 1,000 points = $5 in free groceries.

  1. 1 Reward Point per eligible net $1 spent anywhere1 Mastercard is accepted.

  2. 2 Rewards Points per eligible net $1 spent in Ralphs and all Kroger Family of Companies (excluding fuel centers).

Ralphs Rewards World Mastercard® benefits

Earn $50 cash back when you apply for the Ralphs Rewards World Mastercard, get approved and make your first purchase with your Ralphs Rewards World Mastercard2

Earn free groceries with every eligible net purchase.1

Travel & Lifestyle Benefits3

As a World Mastercard® cardholder, gain access to Mastercard Travel & Lifestyle Services, a suite of benefits, amenities and upgrades, preferential treatment and premium travel offers from best-in class travel companies across hotels, air travel, tours, cruises, car rentals and more.​

No Foreign Transaction Fees4 on purchases made when you travel abroad or shop online in another country.

Lowest Hotel Rate Guarantee if you book a qualifying prepaid hotel rate through Mastercard Travel & Lifestyle Service and you find the same exact hotel stay for less, Mastercard will refund the difference.​

Complimentary professional travel services. You have access to a Lifestyle Manager that will help you plan your vacation - complimentary, at your convenience. Call, email or live chat with a Lifestyle Manager 24/7/365 to help with all your travel.

Emergency Benefits

Mastercard Global Service™. Get assistance virtually anytime, anywhere with your card related questions. Call 1-800-MC-ASSIST or 1-800-622-7747. Mastercard Global Services helps you with reporting a Lost or Stolen Card, obtaining an Emergency Card Replacement or Cash Advance, finding an ATM location, and answering questions on your account.

Zero fraud liability.5 Pay only for purchases which you have authorized on your Mastercard. Unauthorized purchases are not your responsibility. Conditions and exceptions apply.

Enhanced Security

Mastercard ID Theft Protection6
Mastercard ID Theft Protection (IDT) provides you with access to a number of identity theft resolution services, should you believe you are a victim of identity theft. This product offering will alert you about possible identity theft by monitoring the surface, dark and deep web, searching for compromised credentials and potentially damaging use of your registered personal information in order to detect fraud at its inception. Services provided are on a 24-hour basis, 365 days a year. You must enroll at:

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