The Ralphs Rewards World Mastercard® gives you unlimited rewards. Every 1,000 points = $5 in free groceries.

1

1 Rewards Point per eligible net $1 spent anywhere1 Mastercard is accepted.

2

2 Rewards Points per eligible net $1 spent in Ralphs and all Kroger® Family of Companies (excluding fuel centers).

3

3 Rewards Points per eligible net $1 on the Ralphs and Kroger Family of Companies Own Brand Products.

Ralphs Rewards World Mastercard® benefits

Credit card statement credit

Earn $50 cash back when you apply for the Ralphs Rewards World Mastercard®, get approved and make your first purchase with your Ralphs Rewards World Mastercard®2

grocery rewards credit card

Earn free groceries with every eligible net purchase.1

Earning Rewards1

Here's an example of what you could earn during a typical 13-week Reward rebate cycle.
Outside Our Stores 1 point per eligible net $1 spend

You Spend: $250 for new tires for your car

You Earn: 250 Rewards Points

Inside Our Stores 2 points per eligible net $1 spend

You Spend: $300 for groceries and other purchases in our stores3

You Earn: 600 Rewards Points

On Ralphs or Kroger Family of Brands 3 points per eligible net $1 spend

You Spend: $75 on our brand products

You Earn: 225 Rewards Points


Additional Kroger Family of Brands

Total Points for 1 Month 1,075 Rewards Points = $5 Rewards

Travel & Lifestyle Benefits

Travel Assistance Services.4 As a World Mastercard® cardholder, gain access to Mastercard® Travel & Lifestyle Services, a suite of benefits, amenities and upgrades, preferential treatment and premium travel offers from best-in class travel companies across hotels, air travel, tours, cruises, car rentals and more.

Cellular Wireless Telephone Protection.5 Cellular Wireless Telephone Protection provides reimbursement for the actual cost to replace or repair a stolen or damaged eligible cellular wireless telephone. Coverage for a stolen or damaged eligible cellular wireless telephone is subject to the terms, conditions, exclusions and terms of liability of this benefit. The maximum liability is $600 per claim for World Mastercard, and $1,000 per covered card per 12-month period. Each claim is subject to a $50 deductible. Coverage is limited to two (2) claims per covered card per 12-month period. To get coverage, you must charge your monthly eligible cellular wireless telephone bill to your card.

Emergency Benefits

Mastercard Global Service™. Get assistance virtually anytime, anywhere with your card related questions. Call 1-800-MC-ASSIST or 1-800-622-7747. Mastercard Global Services helps you with reporting a Lost or Stolen Card, obtaining an Emergency Card Replacement or Cash Advance, finding an ATM location, and answering questions on your account.

Zero fraud liability.6 Pay only for purchases which you have authorized on your Mastercard. Unauthorized purchases are not your responsibility. Conditions and exceptions apply.

Enhanced Security

Mastercard ID Theft Protection5
Mastercard ID Theft Protection (IDT) provides you with access to a number of identity theft resolution services, should you believe you are a victim of identity theft. This product offering will alert you about possible identity theft by monitoring the surface, dark and deep web, searching for compromised credentials and potentially damaging use of your registered personal information in order to detect fraud at its inception. Services provided are on a 24-hour basis, 365 days a year. You must enroll at: https://mastercardus.idprotectiononline.com.

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